Jaspreet Dhugga – Mortgage Broker Brampton, GTA And Ontario

Licence: M12000660
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Why Use A Mortgage Broker

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Why Use a Broker?

Mortgage Brokers are independent, trained professionals licensed to represent and provide you with the best advice for your mortgage needs!

A Mortgage Broker’s primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What’s more, they have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing.

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Mortgage Brokers work hard for YOU and NOT the banks!

Brokers are not limited in the product they can offer you. Brokers seek out the best lender package to suit your specific situation, whether it’s with a Chartered Bank, Trust or Insurance Company, or Private Funds.
There is a wide assortment of options and features available to homebuyers today. Shopping around takes a lot of time and effort. The mortgage process within today’s very competitive marketplace intimidates many Canadian homebuyers. It pays to work with a mortgage professional who will represent you and ensure the mortgage you get is the one best suited to your needs.
Choosing the wrong mortgage can cost you thousands of extra dollars. Mortgage Brokers are trained professionals who can help you save on your mortgage dollar.

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10 Reasons to use a Mortgage Broker

  • Up-to-date on all the mortgage rates, terms and re-payment options available on the market.

  • Access to different lenders, banks, trust companies, investors and financial institutions.

  • They only specialize in mortgages and are knowledgeable on current trends.

  • Fast credit and loan pre-approvals with no cost or obligation. (Some conditions may apply)

  • They increase competition in the market place, thus keeping rates low.

  • They are experts at matching you with the best-suited mortgage.

  • They save you time and money!

  • Get mortgage rates at wholesale, guaranteed up to 120 days.

  • Brokers have vested interest in satisfying your needs since they rely on referrals and repeat business.

  • They work for YOU, not the bank.

Other than rates, why should I use a Mortgage Broker?

In addition to rates, because mortgage-based financing is the broker’s primary business, he or she has developed expertise in what type of mortgage financing each lender prefers to pursue. This kind of knowledge not only results in the most favourable rates for each project, but often whether a project is funded at all.

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How do Mortgage Brokers Find Superior Rates?

Interest rates are a concern to borrowers. Because of their daily contact with lenders, brokers know which project or home attracts a favorable interest rate from one institution, but a higher rate at another. Some institutions, in fact, will only accept mortgage submissions from mortgage brokers.
These rates, and preferences for types of mortgages, can change daily, depending on economic circumstances or based on the size of an institution’s portfolio in a particular type of mortgage. Your Mortgage Broker keeps current and knows which lender to approach first. As a result, mortgage rates obtained by Brokers are among the best available at the time of placement.

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Why should I go to a Mortgage Broker first?

A professional presentation to a lender on the first application will get the best response and save you valuable time and money. Secondary applications with previous credit bureau inquiries may be more costly.
Often the success of obtaining mortgage approval depends on the way a proposal is presented and to whom it is sent. Your Mortgage Broker is trained to present your mortgage proposal where and how it will get the most immediate, positive result.
You don’t call an insurance company for insurance – you use an insurance broker, because of their expertise, product knowledge and rates. So remember, call your mortgage broker first!

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How do Brokers get better deals than many Banks?

The lenders who work with mortgage brokers include traditional sources, such as chartered banks, trust companies, as well as corporate and private pension funds.
In addition to these sources, brokers often develop professional relationships with private sources of funds, termed private lenders. These lenders can provide many various mortgage products not available at conventional sources.

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Ken G, Mississauga

“Jaspreet is Honest, Reliable, Professional, Dedicated and very Passionate to help his mortgage customers in Brampton, Mississauga, Toronto and GTA…Jaspreet and his team did everything they could to help me and my husband secure a private mortgage when the bank turn down our mortgage application. We feel very happy to have met and worked with Jaspreet, and will definitely recommend him to our friends and clients for first, second or even third mortgages.”

Ken G, Mississauga
Satisified Home Owner

Simon W, Toronto

“I am a real estate investor and the own multiple properties all over GTA. Over the years I have bought many properties through Jaspreet’s Mortgage financing. When I needed someone to handle the mortgage of my personal condo I choose Jaspreet from Private Lender Ontario team.”

Simon W, Toronto
Satisified Real Estate Investor

Kham H, Brampton

“Due to personal circumstances, we needed to sell my house quickly. We contacted Private Lender Ontario team because of a referral from a friend. I was also worried we will not be able to secure mortgage on our next home. You can imagine our surprise when we got mortgage secure in less than 10 days. Jaspreet gave us exactly what I needed and he worked very hard to help us close on our home. I would recommend him to anyone needing to secure a mortgage fast.”

Kham H, Brampton
Satisfied Home Owner

John S, Toronto

“We would like to thank Jaspreet and his mort team for an outstanding job of guiding us through the process of private lending. In the beginning, it was very daunting to secure private second mortgage funds but Jaspreet was fantastic to work with and made it effortless for us. We most highly recommend Jaspreet to anyone thinking to secure private funds in Ontario.”

John S, Toronto
Satisfied Condo Investor

Sandra T, Mississauga

“This is our second home, and we are incredibly happy. Jaspreet was so patient with us as we were figuring out what types of private funds we wanted. He never pushed us on anything and he was always available to answer. Interest rate on our second mortgage was great. If we ever decide to use private funds for real estate investment or debt consolidation, just call Jaspreet, he will help you.”

Sandra T, Mississauga
Satisfied Real Estate Investor

Jannet B, Brampton

“We just closed on our fourth private lending real estate deal with Jaspreet. I wanted to let you know how pleased I am that I chose private lender Ontario team. They did all the hard work for me and got me the best private mortgage rate in GTA. I can’t thank you enough for all your help and for making the process of private lending easier for me.”

Jannet B, Brampton
Satisified Home Owner

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